Michele L. Cook, Esquire – AAA=
Make Checks Payable to ACSC
333 Fairview Road A451
Costa Mesa, Cal. 92626-1698
Date: 11-29-07
Ms. Cook, Esq & FMC et al.
Today I received your stamped 11-27-07 INS letter, which reads, verbatim:
A) We have no record of receiving a payment.
Again, that is a lie, because you have the same record I have, which marks that I paid you, in person, in cash, $246.21 on 11-08-07 at 15:49:13 military time, 3:49 civilian time, just like I did on the following marked days:
A) Thursday 11-08-07 – I paid you, under duress, cash $246.21, confirmed;
B) Saturday 10-06-07 – I paid you, under duress, cash $248.40, confirmed; &
C) Thursday 09-06-07 – I paid you, under duress, money order $120.70.
This time, unlike some of the others, you did not furnish me your breakdown of your sickening “finance” charge, because you finance nothing. You did, however, include it, exactly like you did on in my 11-08-07 payment to you.
Next, again, you say, verbatim:
A) The required full payment [$244.02] must be postmarked (or paid in our offices) before 12:01 a.m. Pacific Standard Time on December 8, 2007.
B) Notice of Cancellation. Failure to receive full payment will cause the above identified policy to be cancelled and all coverage will cease [then].
Thank you for confirming to me & every single other one of your clients, expressly, again, that if We do not pay your so called “finance” based on nothing charge that you will cancel US from your privately required, already fully paid for coverage!
Using round numbers, you deceitfully converted your original offer of INS to me, which sticker price tag offer I never accepted, from $1,970.00, with a $91 rebate, to roughly $3,000.00 a year. You know your McBean counter “records” reflect that, by forecast. On 6-27-07 I wrote you, verbatim: [Y] … made me an INS credit [solilcitation] … for an annual package of $1970.00, plus interest. You represent that that is not an artificially inflated peg, then you offer me what you call a: $91.00 [REBATE] DIVIDEND!
You play flat mono games, praying on our fears, outrageously, knowing better.[1] Do you know what economic (e) contract treason is, Ms. Cook, Esq., by definition!
Respectfully
[1] http://en.wikipedia.org/wiki/Consideration_under_American_law
